Credit Cards Apply

Credit Cards Apply

Post Office Credit Card

The Post Office credit card offers something quite unusual for its customers – a competitive standard rate for everyday spending and, for the bigger purchases, an even lower rate. The latter option is almost like a pre-arranged loan where you can have up to two purchases at a time (subject to terms and conditions) at a lower rate of interest.

How this works is that if you make a ‘big ‘purchase on your credit card – for example a TV – you pay for it as normal on your Post Office credit card and then give them a call. They should then be able to switch that particular cost to a lower interest rate and you have 12 months in which to pay it off!

The Post Office credit card has been a long time coming, as the Post Office has been offering other financial products, such as loans; equity bonds, premium bonds and other savings accounts; and, car, travel and home insurance - all for quite a while now.

And while there are around 16,000 Post Office branches nationwide, in most cases you don’t even need to go into a branch, you can apply online for many of their products and services.

There are three types of Post Office credit cards, designed to meet an individual customer’s needs. Overall benefits of the Post Office credit cards include:

Pre Paid Credit Card : credit card offers ... express card is considered as one of the best cashback credit cards in the credit card market ... fraud liability - this is where your account number is used without your knowledge

Business Credit Card : low interest rate credit card ... also incurr a charge if you go over your set credit limit ... the other hand, you don't clear your balance in full every month, then look around for a card that either

Credit Cards No Fee : charity credit cards ... credit card companies offer 0% interest on balance transfers ... pay, a way of transferring money securely to a person via their email address