UK Credit Cards Companys

Post Office Credit Card

The Post Office credit card offers something quite unusual for its customers – a competitive standard rate for everyday spending and, for the bigger purchases, an even lower rate. The latter option is almost like a pre-arranged loan where you can have up to two purchases at a time (subject to terms and conditions) at a lower rate of interest.

How this works is that if you make a ‘big ‘purchase on your credit card – for example a TV – you pay for it as normal on your Post Office credit card and then give them a call. They should then be able to switch that particular cost to a lower interest rate and you have 12 months in which to pay it off!

The Post Office credit card has been a long time coming, as the Post Office has been offering other financial products, such as loans; equity bonds, premium bonds and other savings accounts; and, car, travel and home insurance - all for quite a while now.

And while there are around 16,000 Post Office branches nationwide, in most cases you don’t even need to go into a branch, you can apply online for many of their products and services.

There are three types of Post Office credit cards, designed to meet an individual customer’s needs. Overall benefits of the Post Office credit cards include:

0% p.a. on purchases and balance transfers for a set period
Free purchase protection
No annual fee
Add up to 3 additional cardholders for free
The ability to apply online

Credit Cards Offers : instant decision credit card ... the balance from your existing high interest card to the low interest credit card, you will save big ... important that you never miss payments in to your credit card - it can not only incur you extra interest

Credit Card Quotes : the best credit cards ... you that spending all of your cash assets is fine, there is no limit or bounds to spending, it is acceptable ... look around the marketplace today and most credit card providers offer such a card

Credit Cards Online : adverse credit card ... line with this card could be as low as $1000 or as high as $50,000, with an apr approximately 10-18 percent ... offer a low interest rate on balance transfers - say 4%apr - for the lifetime of the balance