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Cahoot Personal loan

Cahoot a division of the Abbey National PLC and was formed in 2000. Cahoot is solely an online bank, offering access to your account information 24 hours a day, seven days a week, making it extremely convenient.

Cahoot has around 650,000 customers and has many product offerings such as a current account; a flexible loan and a fixed loan, and a credit card.

Other products include its webcard – a virtual online payment card where you don’t need to divulge your cahoot credit card or current account details; insurance - travel insurance, home and motor insurance; mortgages; and, sharetrading.

Benefits of the Cahoot Loans are what it says on the tin - a set rate for the entire life of the loan on fixed loans and, for flexible loans, the ability to overpay when you can. With the flexible loan you can also borrow as much as you need, when you need it, and you are able to pay off the loan in full at any time with no penalties

The flexible loan offers a certain amount of flexibility compared to a normal personal loan and is useful for people on a varied income. Another plus point of the Cahoot Flexible Loan is that interest is only charged on the amount you have borrowed.

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